Construction Loan Information Georgetown Mortgage

Georgetown Mortgage Hears Your Concerns


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Georgetown Mortgage Construction Loan Services

Building the custom home of your dreams means your future holds many wonder-filled possibilities. Finding the interim construction financing product that best fits your needs should not be one of those wonders.

At Georgetown Mortgage, we always say, “Your Custom Home Deserves Custom Home Financing.”

Securing an interim construction loan with Georgetown Mortgage gives you the peace of mind you desire, so you can focus on the more important aspects of your custom home build.

Why a Georgetown Mortgage construction loan?

Our borrowers have found that we offer specialized construction loan products with unique terms that are not offered by other lenders. We make it easy for you to obtain a make-sense construction loan, and then transition that construction loan to a permanent mortgage after your custom home is complete.

The Georgetown Mortgage construction loan advantage for borrowers:

  • Minimal down payment options (See “Areas We Service for Construction Lending” link for details)
  • Cash lot equity counts as down payment
  • Loans up to $1 MIL
  • Credit score requirements that are much lower than standard commercial banks
  • Owner-occupied and Second Home Financing with a single-family home custom build
  • In-house financing for interim and permanent mortgage loan
  • Transparent, up-front underwriting on permanent loan
  • Simultaneous close for lot purchase and interim construction financing

One loan Originator. One borrower. One team. One-stop shop.

Our focus is on providing outstanding customer care and the best mortgage product available for your unique situation. Georgetown Mortgage loan originators work one-on-one with you throughout the entire process, from loan application to closing the permanent mortgage. No need to juggle multiple loan originators and loan notes from multiple lenders. Georgetown Mortgage is your one-stop shop for all your mortgage-lending needs.

Whether you’re looking to build your third custom home or wanting to build your first due to bidding wars and low home inventory, rest assured your decision to go with Georgetown Mortgage is a smart choice.

Your Dedicated Construction Team


Mitzi.Hutchens-CPC_240x240_v2

Mitzi Hutchens

RMLO | NMLS# 212594
Mark-Booras

Mark Booras

RMLO | NMLS# 895790
Karen-Trevino

Karen Trevino

RMLO | NMLS# 296880

Laura.DelAbra-COR_648x648

Laura Del Abra

RMLO | NMLS# 1206186
Se Habla Español

Make-sense solutions for borrowers and builders alike.

Georgetown Mortgage is a pioneering leader in the construction-to-permanent mortgage lending. We developed a highly customized construction lending division that provides maximum financing on interim construction loans in the State of Texas and other eligible regions. See “Areas We Service” link. Georgetown Mortgage underwrites and funds its own loans. There is no third-party underwriter to slow the process. Borrowers looking to build the custom home of their dreams are able to get their construction loan faster with the use of Georgetown Mortgage’s lower down payment options and the expertise of our construction loan originating specialists.

Builders and the local community benefit from the Georgetown Mortgage advantage, too. There is more profit in the builder’s pocket when the borrower secures a low down-payment construction loan at Georgetown Mortgage.

Look at the benefits of a Georgetown Mortgage for the builder:

  • No retainage hold back
  • Flexible draw schedules
  • Easy builder approval
  • One loan originator, one relationship, one servicer from interim to permanent loan
  • In-house financing for interim and permanent mortgage loan
  • Transparent, up-front underwriting on permanent loan
  • Simultaneous close for lot purchase and interim financing
  • Quick turn time on interim closing, within 30 days of receiving final contract, plans, and specs

It simply makes sense to choose Georgetown Mortgage.

Our flexible construction loan term opens the door for more customers who thought the dream of building a custom home was out of their reach. Increased affordability for homeowners and builders alike helps support a stronger new home construction industry and a gainfully employed community. That’s a win-win for everyone!


Let's get started

Within a few minutes you will get personalized recommendation on your monthly payment and how much home you can afford.

|
OR
|

Talk to our experts

Fill out this short form and one of our Home Loan experts will contact you right away!
.
.