“I Want to Refinance, But My Home Value Declined.”
You’ve kept up on your mortgage payments. But after all that effort, you can’t receive traditional refinancing since your home value depreciated.
Don’t fear—there’s a solution. Georgetown Mortgage provides Home Affordable Refinance Program loans to help you get a more affordable and stable mortgage.
How Do I Qualify For HARP?
Since April 2009, the HARP refinance program has helped more than 900,000 borrowers obtain refinance loans. If you meet the criteria below, you may qualify for a HARP refinancing loan:
- Your mortgage is owned or guaranteed by Freddie Mac or Fannie Mae and was sold to them on or before May 31, 2009.
- You haven’t refinanced under HARP previously with your mortgage unless it is a Fannie Mae loan that was refinanced under HARP from March to May, 2009.
- The present loan-to-value (LTV) ratio must be greater than 80 percent.
- You must be current on your mortgage and have a good payment history in the past year.
Many loan call centers will not analyze your financial situation and just give you a loan with a low rate, but high hidden fees.
Georgetown Mortgage prides ourselves in our ‘one loan does not fit all’ philosophy. If you contact us, we’ll make sure this loan fits your specific needs, and we never charge exorbitant fees.
We can change people’s lives by putting them into the right program and not putting them into situations that could do harm to them later down the road.Georgetown Mortgage Loan Originator
Contact Georgetown Mortgage Today
You know you can trust us since our abiding principle is the golden rule: to treat you how you want to be treated. The sooner you contact Georgetown Mortgage, the sooner your financial anxieties will be lifted. Contact us today to see if you should refinance with HARP.